Wednesday, August 27, 2014

Final Walk-Through: What to Expect at your Final Walk-Through before Closing



It's smart to perform a final walk-through before closing. It's your last chance to make sure the home you're about to buy is in the condition you're expecting. Here's some great tips that you may not have thought of in preparing for your final walk-through.



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Staging your Home: Advice for Sellers



Ten inexpensive real estate staging tips to help create a 'mood' or 'emotion' to entice and connect with potential home buyers.



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Financing: Advice for Homebuyers



This YouTube channel, provided courtesy of Chase, offers the ins and outs of mortgages, how the loan process works and how to select a lender. Worthy of viewing regardless of whom you select as your lender.



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First-Time Homebuyer Tips: Things to Know when Buying your First Home



First-time homebuyers need to keep their ownership goals in mind and make sure to not rush into decisions or feel pressured. This video offers some great lessons from real first-time home owners.



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Wednesday, August 20, 2014

Easy ways to incorporate timeless style into your home





Start out small

If the idea of transforming a large room into a traditionally styled one seems overwhelming, start on a smaller scale, like in the master bathroom. Keep the cabinets and counters neutral and add some glamor with the wall and accent colors. Favored shades in traditional decorating are jewel tones, like topaz and golds; deep reds and rose quartz; marine blues and vibrant greens. Use accessories like embroidered towels, bronze or iron bath accessory ensembles and potpourri bowls as the perfect finishing touches.



Another great way to add traditional flair to your bath is with elegant and elaborate fixtures. Look for a faucet with unique and detailed design elements, like the new Weymouth bathroom collection from Moen. From the European-influenced decorative script on the porcelain inlays to the refined top finial, this collection definitely stands apart. And just because you're incorporating stylish, traditional items, doesn't mean you have to skimp on modern functionality or features. You can reduce water usage by up to 32 percent, thanks to a water-saving aerator. Tie the whole space together by selecting an Old World finish, such as Oil Rubbed Bronze, and you'll create a traditional suite that's comforting and classic.



Difference in the details

One of the best ways to add traditional style throughout your entire home is with architectural details, like moldings, chair rails or ceiling medallions. It's easier to add these elements than you may think - and at a reasonable price. Peel and stick crown molding from Easy Crown Molding allows you to add the luxurious look of custom molding to your home. In less than one hour - and without tools - you can complete an entire room. Simply pick your desired trim style and width and get started.



Lush fabrics are also key to achieving a traditional look and feel in these spaces. But, don't be afraid of the elegance found in traditional decor. Silks, satins, velvets and brocades are going to be your go-to fabrics for pillows and upholstered furniture. Be sure to stay away from solids - mixing coordinating patterns, like florals, stripes and scrolling, add even more richness. Don't forget to make a statement with your windows, too - hang draperies that are full and heavy, and be sure to tie them back with ornate tassels for a look that is unmistakably traditional. It's often easy to find great traditional pieces at affordable prices at department stores like Macy's or Target. From pillows to curtains, bedding and even furniture, your local department store is one of the best places to start your traditional search.



Bringing traditional styling to your home is much easier - and accessible - than you think. With the right updates and additions to your space, you'll achieve a look that's timeless and refined. For more information about the new Weymouth collection from Moen, visit moen.com.



Wednesday, August 13, 2014

One thing you don't want to bring back from vacation





Bed bugs have been found in schools, homes, college dormitories and even the finest hotels. Protect yourself and your belongings when you're traveling by learning to identify these globetrotting pests.



Adult bed bugs are reddish-brown with small, flat, oval and wingless bodies about the size of an apple seed. They crawl at a steady rate and can be seen with the naked eye. Bed bug nymphs look much the same but are smaller and lighter in color than adults. Both nymphs and adults feed on blood. Nymphs need blood to molt, and adults need blood to mate and lay eggs.



Upon arriving in a hotel, motel or bed and breakfast, carefully inspect the bed linens and headboard, and pull the sheets back to check the mattress for bed bugs. Examine upholstered furniture and draperies as well. If a room is infested with bed bugs, you're also likely to find fecal staining, which is light brown to black and looks like tiny drops of dried blood. If you find any evidence of bed bugs, report it to management immediately.



Additional precautions can be taken to reduce the likelihood of bringing the pests home with you. Use hotel room luggage racks to hold luggage when packing or unpacking rather than placing it on the bed or floor. Upon returning home, thoroughly inspect all bedding, suitcases, backpacks, boxes or other items that traveled with you. Clothing and bedding should be laundered and run through a high-heat dryer cycle.



If a few hitchhikers manage to make it back with you, several treatment options are available for bed bug infestations. Pest management professionals are trained to choose and safely apply effective products for infestations, and there also are products available for consumers seeking an effective do-it-yourself solution. The Environmental Protection Agency (EPA) provides a Bed Bug Product Search Tool that can be used to find an effective pesticide product for the situation.



"There are more than 300 products registered by the EPA to control bed bugs, and many can be used by consumers," says Aaron Hobbs, president of RISE (Responsible Industry for a Sound Environment) - a national organization representing the manufacturers, formulators and distributors of pesticide products. "These products are rigorously tested to ensure they are effective. Just remember to always read and follow all label directions."



Don't let bed bugs hinder your travel plans. Know what to look for, inspect your room upon arrival, examine luggage and contents when you return and rest assured that there are treatment options should bed bugs hitch a ride home with you. For more information, visit www.DebugtheMyths.com.



Five surprising summer habits that pack on the pounds



Swimsuit ready? Not for long. Gaining the weight you lost preparing for summer is so easy, you're likely to do it without trying. If you don't stop the eating patterns that unintentionally cause weight gain, you'll never be successful losing body fat.

Tom Nikkola, director of nutrition and weight management at Life Time Fitness, "The Healthy Way of Life Company," says people unintentionally sabotage their diet even as they're cutting calories.

Here are five ways you may be packing on the pounds without even realizing it:

1. Load up on sugar
You don't have to indulge in sweets or spoon extra sugar over your food to eat too much. If you eat a lot of processed foods, you're probably already eating too much sugar. Nikkola says you can even find added sugar in processed meats. "White flour, bread, waffles, many cereals, chips, granola and crackers are easily converted to sugar as well," he adds.

2. Skimp on protein and fat
"Protein and fat are macronutrients that are essential to our health," Nikkola says. "By avoiding these foods, you'll be more likely to have an insatiable appetite." On the flip side, he notes people who include protein and fat in every meal are less likely to overeat and may reduce cravings for carbohydrate-rich or sugary foods.

3. Eat more breakfast cereal
"A bowl of cereal is a great way to start the day if your goal is accumulating additional body fat," Nikkola says. Such a breakfast can leave you hungry just a few hours later, and reaching for high-carbohydrate snack foods. Before noon you'll likely be feeling the effects of low blood sugar, like trouble focusing, a reduction in energy and increase in irritability (which only makes you want to eat more).

4. Fill up on fruit and fruit juice
Fruit and fruit juice are not synonymous in a healthy diet. "Juice is much more concentrated in sugar, especially fructose, and does not include fiber, which may help reduce your appetite," Nikkola explains. "Loading up on juice is a great way to increase calorie intake, much like drinking soda would be." Even too much whole fruit can lead to too much sugar in your diet. The best way to balance out your fruit and vegetable intake is to eat three to four servings of non-starchy vegetables for each serving of fruit.

5. Reward yourself after every workout
"It doesn't take much to offset what you burn in each workout," Nikkola says. "With a muffin, some chips, or a bowl of pasta you'll replace all the glycogen you burned in your training session and eat enough extra carbohydrates to add to your fat stores." Instead, refuel with whole food and include protein for better recovery.
Of course you don't really want to gain weight this summer. Life Time Fitness has an in-house nutritionist on staff at most of its 105 clubs to work with members on their personal nutrition goals.

"When you become aware of the many causes of weight gain, you'll understand why the approach we take at Life Time Weight Loss is more complicated, and more personalized, than most other weight management systems," Nikkola says. If you'd like to see a longer list of how to get fatter this summer, check out Nikkola's article 14 Ways to Get Fatter at www.lifetime-weightloss.com.